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Questions tagged [insurance]

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1
vote
1answer
59 views

Hypothetical - Basic Med & Insurance

I have a friend that needs some info... He has a Basic Med certification in hand. He takes a drug that is on the DNI list however it is admissible with a SI (SSRI). His GP doctor signed his Basic ...
1
vote
1answer
117 views

How can I deal with insurance requirements for flight hours and training in order to carry passengers?

I just completed a helicopter rating and was excited to take friends for a ride in the R22 and R44. Then I learned that my flight school's insurance requires a total of 100 hours in helicopters and ...
7
votes
2answers
187 views

Can you get cheaper insurance with more experience?

I was exploring renters insurance on the AOPA insurance website and noticed that while you get a 10% discount for having no claims, there seems to be no difference in price between a private pilot ...
6
votes
4answers
2k views

What are the consequences of hail damage to a small GA plane?

I recently found a Cessna 172 that had been totaled by the insurance company because of hail damage. The PDF from that page has detailed pictures which show hail-divots all over the the wings, body ...
11
votes
1answer
524 views

What is the significance of the 10,600 lbs MTOW limit?

I recently noticed that several airplanes have MTOWs very near or exactly 10,600 lbs. That was an interesting phenomenon to me because I am familiar with the 12,500 lbs MTOW regulatory limit on ...
3
votes
1answer
104 views

What are typical insurance premium reductions for renters and owners as they earn instrument and commercial tickets?

I hear general claims that insurance companies dislike VFR-only pilots and that premiums fall as airmen move up in hours, ratings, and certificate levels. What are the hard data from the actuarial ...
5
votes
1answer
119 views

Time Tracking: Does Turboshaft count towards Turbine time?

another edit To clarify - I'm programming an application for logbook tracking and want to automate turbine time calculations to help people fill in insurance firms easily. edit: I guess a more ...
8
votes
1answer
139 views

What are typical insurance costs for airliners?

What are typical insurance costs for airliners, and how are they arrived at? Factors that might be relevant are hours flown, number of landings/takeoffs per year, total hours of airframe and engines,...
2
votes
2answers
614 views

Are military and passenger jets insured? [closed]

Are aircrafts insured? Basically, I want to ask who bears the financial liability in case of some mishap? The airline company/government or some other company.
5
votes
0answers
250 views

What level of liability should a GA renter's insurance policy have? [closed]

As a GA pilot who rents planes occasionally, I am looking at buying a renter's insurance policy so that I'm covered against the injury of any passengers as well as damage to the aircraft. For bodily ...
4
votes
1answer
208 views

Are there any pitfalls to be wary of when purchasing an “umbrella” insurance policy?

Typically, a pilot will have airplane insurance (or renter's insurance, if flying un-owned aircraft), car insurance, home insurance, life insurance and then for good measure purchase an "umbrella"-...
9
votes
1answer
5k views

Do aircraft owners need to purchase insurance?

As far as I know, most (or all) airplane owners purchase insurance that covers liability, if nothing else. Good idea or not, is aircraft insurance legally required in the US, in the way that ...
11
votes
1answer
443 views

When sharing an airplane, what liability does the owner bear?

What liabilities apply to the owner of an aircraft who allows other pilots to use his aircraft for not-for-profit and non-commercial use? Example: An aircraft owner has a friend that wants to use ...