Yes, velocity can be summed up just like any other vector and just like the example with the boat shows.
Anyway here there's both a misunderstanding in terms and kind of a "philosophical" question. I'll try to explain both.
As I have already answered here to another question of yours, downwash is just ¼ of the whole process of generating lift on an airfoil. When approaching an airfoil air:
- goes up in front of it (upwash);
- accelerates on the upper part;
- goes down behind it (downwash);
- and decelerates under it.
So, if a wing somehow reingests its own downwash then this has definitely an effect on the whole process of generating lift.
But how can it happen that a wing reingests its own downwash? Easy if the wing is a rotating wing i.e. a blade!
As soon as the blade makes a complete round, it bumps into its own downwash. And if there is another blade in front of it then it just bumps into that downwash as well. Since the downwash goes... well down, than its effect is reducing the AoA of the blade.
You quoted Douglas Mclean: "wing is flying through air that is already moving generally downward between wingtips. Thus the wing can be thought of as flying downdraft, or downwash, of its own making".
This is another effect which, unfortunately enough, has got the same name (downwash) of the effect at my previous point 3.
Again, as already explained in the second part of my answer here, when we go from an infinite wing (aka airfoil) to a finite wing, lift forcefully changes spanwise due to the fact that the wing now ends and therefore lift must go to zero towards the tips (one mm before the end of the wing we have lift, one mm outside the wing we have no lift). By a theoretical point of view this spanwise lift change generates a vortex sheet behind the wing which is responsible for the generation of an aerodynamic force parallel to the freestream termed induced drag. This vortex sheet is also called downwash even if it has nothing to do with the downwash at the previous point 3.
Now, can we see this theoretical effect on a wing? Yes. There's a lot of pictures from wind tunnel experiments showing how airflow bends on the surface of a wing due to this fact. This bending of the airflow is quite complex but it can be reproduced with a high fidelity by any modern Computed Fluid Dynamics (CFD) code.
But how could be this effect incorporated in the design of a wing back in the '50s when there was no computer around? It could be obviously done only in a quite simplified and practical manner supposing that locally the AoA seen by the airfoil is diminished aka the lift is tilted back (or any other explanation like that).
Now the philosophical question: why do we use this practical explanation if it doesn't really match with the formal reality? Well partially because, as said, maybe that's the only way to possibly do things (no computer around). But that's not the only reason and an example can clarify this: an object with a mass $m_{object}$ is attracted by earth due to its gravity $g=9.81$ (SI system) with a force of $F=g \cdot m_{object}$, right?
Nope!
An object with a mass $m_{object}$ and earth attract each other with an equal and opposite force of magnitude $F=G\frac{m_{object}m_{earth}}{distance}$.
Does anybody actually use this formally correct equation to calculate the force of gravity? Or does everybody use the more practical $g=9.81m/s²$? I bet almost nobody even remember the value of $G$ or the radius of earth, not even at NASA :)